A Useful Checklist
After the Loss of a Loved One
Filing of all life insurance claims;
Updating bank accounts, credit cards, loans and financial portfolio;
Changing automobile titles and property deeds;
Contacting Social Security to change benefits and file for death benefit;
Contacting the Veteranís Administration and/or Railroad Retirement, if applicable;
Contacting place of employment or union about possible benefits.
Additional Death Certificates (these will be needed for settling insurance claims, etc.);
Additional Acknowledgement Cards;
Help completing VA benefit forms;
Helping you make your own prearrangements;
Marker selection and engraving;
Additional cemetery information;
Grief Recovery resources.
The number for the Social Security Administration office is (800) 772-1213. Benefits include a one-time benefit to the surviving spouse or dependent children. If applying for benefits other than death, you may need a birth certificate and/or marriage license.
Make a prompt request for release from each bank or financial institution in which the deceased and you held a joint account. This is necessary before you can withdraw funds from that account. The bank will tell you what forms you may need to sign.
Before you change the deed on property and remove the deceasedís name, check with local officials where the property is located. Youíll need a copy of the Death Certificate for this process. The same is true for changing titles and registrations on vehicles.
Do a thorough job gathering outstanding bills and credit obligations, like loans and credit cards. In some cases with installment loans and credit cards, you may be covered by credit life insurance which will pay off the account balance in the event of death.
With the passing of a spouse or other loved one, your insurance needs may change. You donít want to be over insured or under insured. Talk to a trusted advisor about what is appropriate and make the necessary adjustments.
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